Retirement Planning

                           It may seem long-off into the future, but planning now for your retirement is an important goal for everyone to pursue.  Financial independence in the future is not a given it’s a decision you make many years ahead of time.

                          Retirement planning is the allocation of financial resources for retirement.  The process refers to setting aside investable assets, so that you obtain a steady stream of income in the future. 

                          What stage of life are you in?

You’re Young… in your 20’s, 30’s or evens 40’s and your main objective is a career, family and day to day expenses. Thinking of saving for retirement?  You should be, even if you only allocate 15% of your gross income, it’s a start.

You’re Nearing Retirement?  ... in your 50’s and 60’s… still have those obligations of college loans for your children, a mortgage and the ups and downs of investable assets. It’s time to assess at what age you would like to retire and what is financially practical.  Do the math…  establish a calculated estimated amount that you are going to need in retirement?

You’re In Retirement? ... have you reached your goals?  If you have planned for this moment you are likely to know that you have another 25-30 years to live. You have examined and taken into consideration what your financial, medical and discretionary costs will be for this extended period of time. 

   The Goal of retirement planning is to acquire financial independence…   by the allocation of your financial resources.